Programmes & Pricing
Three Programmes, One Purpose
Each programme addresses the same underlying need — reading published price data clearly — but at a different pace, depth, and commitment level. All are educational. None give financial advice.
← Back to HomeOur Approach
How Every Saltmarrow Programme Works
Every programme begins from the same premise: that publicly available inflation data — DOSM's CPI releases, Bank Negara's quarterly updates — is readable by anyone with the right preparation. The preparation is what we provide.
Sessions are facilitated, not lectured. Participants bring their own observations and questions. Printed materials — workbooks, reference sheets, data tables — are the anchor for each session rather than slides. Discussion is structured around specific passages from official publications rather than commentary about them.
No programme ends with a recommended action. What participants leave with is a more stable reading ability and, in longer programmes, a systematic approach to comparing their own household's cost patterns against the published indices over time.
Reading, Not Reacting
Participants are taught to hold data steadily before forming opinions about it — a skill that improves across sessions.
Primary Sources Throughout
DOSM publications are used directly in sessions. Participants leave knowing where to find and how to read the originals.
Printed Materials as Reference
Every participant's workbook is designed as a lasting reference tool, not a one-use session handout.
Programme 01
Reading the Numbers Workshop
A single-day workshop introducing how publicly published inflation and cost-of-living figures are constructed, what they include, and what they leave out. Participants leave as more attentive readers of CPI-style publications — without acting on them as recommendations. Educational only; no individual financial advice given.
- CPI basket composition and weighting methodology
- Reading official DOSM monthly releases directly
- What the figures measure — and what they do not
- National versus Sarawak-specific considerations
- Printed reference sheets and session workbook included
Session Flow
Programme Fee
RM 490 per person
Duration: One full day
Programme 02
Household Cost Tracking Programme
A four-session evening programme on tracking a household's own cost-of-living patterns over time. The approach supports calmer conversations at home rather than alarm. Includes printed tracking sheets, household exemplar templates, and a workbook for quarterly review. Educational only.
- Structuring a household cost observation record
- Comparing household patterns against CPI basket categories
- Reading differences without reacting to them
- Quarterly review framework for ongoing use
- Printed tracking sheets, templates, and workbook included
Programme Across Four Sessions
Programme Fee
RM 1,180 per person
Duration: Four evening sessions
Programme 03
The Long-Horizon Almanac Cohort
A 10-week cohort programme combining inflation literacy with household budgeting concepts for adults aged 40 and above. Topics include price index construction, reading official publications, recognising common framing in media, and structuring conversations with licensed advisers. Includes a printed reader, weekly facilitated sessions, peer discussion forum, and a printed closing workbook.
- Ten weekly facilitated group sessions
- Printed almanac reader carried through all ten weeks
- Peer cohort discussion forum between sessions
- Media framing literacy — reading economic journalism critically
- Closing workbook as a lasting household reference
- For adults aged 40 and above
Ten-Week Arc
Programme Fee
RM 2,580 per person
Duration: 10 weekly sessions · Adults 40+
Which Programme?
Choosing the Right Starting Point
All three programmes share the same underlying purpose. The differences lie in depth, time commitment, and the type of reading practice you will develop.
| Feature | Reading the Numbers |
Household Cost Tracking |
Long-Horizon Cohort |
|---|---|---|---|
| Duration | 1 day | 4 evenings | 10 weeks |
| Fee (RM) | 490 | 1,180 | 2,580 |
| Printed materials | |||
| Household tracking component | |||
| Media framing literacy | |||
| Peer cohort discussion forum | |||
| Age restriction | None | None | 40+ |
| Best for | First introduction | Developing a practice | Deep literacy |
Group bookings (5+ participants) — please contact us for adjusted pricing.
Shared Across All Programmes
Protocols We Follow in Every Session
No Advice Protocol
Facilitators redirect any question that crosses from literacy into advice. This is a standing protocol, not a situational call.
Participant Data Privacy
Registration details are used only for programme delivery. Nothing is shared with third parties. Tracking workbooks belong entirely to each participant.
Annual Materials Review
All printed content is reviewed against the most current DOSM methodology documentation at least once per year before the next intake cycle.
Pricing Summary
Programme Fees
All fees include printed materials. No additional costs apply unless otherwise agreed for group bookings.
One-Day Workshop
Reading the Numbers
RM 490
per person
- One full day in-person
- Printed reference sheets
- Session workbook
- Refreshments included
Four-Session Programme
Household Cost Tracking
RM 1,180
per person
- Four evening sessions
- Tracking sheets and templates
- Quarterly review workbook
- Refreshments included
10-Week Cohort · Ages 40+
Long-Horizon Almanac
RM 2,580
per person
- Ten weekly sessions
- Printed almanac reader
- Peer discussion forum
- Closing workbook
Ready When You Are
Not Sure Which Programme to Start With?
Write to us. We are happy to answer questions about any programme before you decide, including whether it suits your current situation and what level of reading familiarity you might find useful to begin with.
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